Free budget questionnaire template — capture income, fixed and variable expenses, debt and savings rate, then identify surplus and leakage in a client's household cash flow. Planners use it as the opening exercise of any financial planning engagement.
Quick answer
A cash-flow worksheet that logs household income, fixed and variable costs, debt and savings rate, so a planner can pinpoint surplus and leakage before building any budgeting advice.
Disclaimer: this page and its AI report are for self-reflection and process reference only. They do not constitute medical, psychological, financial, legal or safety advice. Consult a qualified professional when needed.
Methodology: items are a structural adaptation of widely used frameworks, not an official version; scoring is indicative, not diagnostic.
The Budget Questionnaire gives advisors a complete income-and-expense picture before recommending a plan. Clients record household income, fixed costs, variable spending, debt repayments and current savings, then mark each category as under control, tight, or out of control. The structured answers reveal surplus capacity and spending leakage at a glance, so the first planning conversation starts from real numbers rather than estimates — and the same form can be rerun quarterly to track progress.
| Template | Budget Questionnaire |
|---|---|
| Category | Finance & Insurance |
| Format | Structured cash-flow questionnaire |
| Time to complete | About 10 minutes per response |
| What you get | A documented income, spending and surplus picture you can review and rerun |
| Best for | Planners · Insurance agents · Coaches |
| Cost | Free to copy and customize on FormLM |
Preview the sample cash-flow questionnaire and the fields it collects.
Everything you need to run this template.
From copy to deliverable in four steps.
Copy the form and its scoring, report and branding settings into your FormLM workspace — free.
Adjust fields, options and dimensions to match advisers and insurance professionals.
Send the link or QR; every response is captured automatically.
Export or review the collected responses at any time.
Pick your role — see how it fits your workflow.
Planners open every engagement with hard cash-flow numbers instead of vague estimates.
Insurance agents size affordability of premiums from the client's real monthly surplus.
Coaches rerun the same questionnaire quarterly to show clients measurable progress.
What makes this template work as a professional deliverable.
A preview of real questions — the full version adds scoring and a personalized report per respondent.
