Free insurance needs questionnaire template — capture dependants, income replacement gaps, existing policies, health context and budget to prepare a protection review. The fact-finding layer before any coverage recommendation.
Quick answer
The fact-finding layer before any coverage recommendation.
Disclaimer: this page and its AI report are for self-reflection and process reference only. They do not constitute medical, psychological, financial, legal or safety advice. Consult a qualified professional when needed.
Methodology: items are a structural adaptation of widely used frameworks, not an official version; scoring is indicative, not diagnostic.
The Insurance Needs Questionnaire structures the fact-finding behind every protection recommendation. It captures who depends on the client's income and for how long, existing policies and gaps, health and lifestyle context, debt obligations and budget comfort. Answers arrive in one consistent format per prospect, so agents spend the first meeting confirming and prioritising rather than interrogating — and the file itself documents why each recommendation fits the stated need.
| Template | Insurance Needs Questionnaire |
|---|---|
| Category | Finance & Insurance |
| Format | Structured needs questionnaire with an AI report |
| Time to complete | About 10 minutes per response |
| What you get | A documented protection-need basis ranked by gap with an AI report |
| Best for | Agents · Families · Advisers |
| Cost | Free to copy and customize on FormLM |
Preview the needs questionnaire and the AI gap report it produces.
Everything you need to run this template.
From copy to deliverable in four steps.
Copy the form and its scoring, report and branding settings into your FormLM workspace — free.
Adjust fields, options and dimensions to match advisers and insurance professionals.
Send the link or QR; every response is captured automatically.
Open the personalized AI PDF report and share it with stakeholders.
Pick your role — see how it fits your workflow.
Agents run first meetings from completed fact-finds.
Families inventory scattered policies in one structured record.
Advisers document the need basis behind each recommendation.
What makes this template work as a professional deliverable.
A preview of real questions — the full version adds scoring and a personalized report per respondent.
