Six readiness areas — paperwork, credit, deposit, knowledge, support, stability — scored with an AI report of what to finish before house hunting.
Quick answer
Run it before the first viewing, not after an offer falls through: paperwork, credit, deposit, knowledge, support and life stability are each scored, and the AI report names what is ready, fragile and to fix this month. It is a preparation aid — not loan eligibility, and no substitute for professional financial advice.
Disclaimer: a readiness score is a preparation aid, not eligibility for any loan program or a substitute for professional advice.
Areas adapted from first-time buyer education frameworks used by agencies and consumer programs.
The first purchase rarely fails on the house; it fails on an unplanned step — the missing document, the credit move made mid-application, the job change that kills a rate. This assessment walks the six unglamorous readiness areas and scores them honestly, then the AI report lists what is ready, what is fragile, and what to fix this month before any weekend tour happens.
Sample form and AI report preview (fillable once the app is published).
Everything you need to run this template.
IDs, statements, program documents ready?
Utilization, inquiries, on-time record.
Source, seasoning and timeline.
Process steps, costs, and realistic timelines.
Who advises, lends, co-signs or babysits.
Job, relationship and location durability.
From copy to deliverable in four steps.
Run it before the first viewing.
Yes, partly and not-yet options.
Ready, fragile, fix-this-month.
Readiness climbs visibly.
Pick your role — see how it fits your workflow.
Find the gap before the offer does.
A shared scorecard for honest prep.
Coordinate who helps with what.
What makes this template work as a professional deliverable.
A preview of real questions — the full version lets you customize every field.
