Get Started Free
🏠 Real Estate & Property

Free Home Buyer Timing Assessment Template | FormLM

Six timing signals — rates, income, market heat, stock flow, life window, exit flexibility — weighted into a buy-watch-wait reading with an AI report.

~10 min assessment
6 timing signals
AI report included
Live Preview

Quick answer

Use it when the real question is now-or-later, not can-I-afford-it: rates, income stability, market heat, supply flow, life window and exit flexibility are weighted into a buy / watch / wait reading with an AI report. It reasons over the inputs you state — it cannot forecast the market, so treat the reading as one factor among many.

Disclaimer: a structured self-reflection, not investment advice or a market forecast; big decisions deserve licensed counsel.

Signal set and weights adapted from buyer-counselling frameworks; re-runnable each season.

💡

About this template

Is it the market's turn or yours? This assessment separates the two: six signals — your rate environment, income trajectory, local heat, inventory flow, personal life window and how fast you could exit — each rated 1-5 and weighted into a buy-now / watch / wait reading. The AI report states the two signals driving the call and the single event that would change it, so timing stops being a dinner-table argument.

🖥️

Live Preview

Sample form and AI report preview (fillable once the app is published).

loading...
…
Fill it in to see how responses flow.
loading...
…
Sample AI report with scoring visuals and recommendations, printable as a PDF.
loading...
…
Scan the QR on the report to start an AI consultant chat.
📦

What's Included

Everything you need to run this template.

1

Rate environment

Where financing sits for you.

2

Income trajectory

Stability and growth realistically.

3

Market heat

Competition and days-on-market locally.

4

Inventory flow

What is actually coming to market.

5

Life window

Job, family and location durability.

6

Exit flexibility

How fast you could sell or rent.

🧭

How It Works

From copy to deliverable in four steps.

1

Use this template

Buyers before the first tour.

2

Rate six signals

Honest answers over hopeful ones.

3

Read the weighting

Which way your numbers pull.

4

Re-run each season

Timing reads drift; yours may too.

👥

Who Is This For

Pick your role — see how it fits your workflow.

1

Buyers on the fence

A read that ends the limbo.

2

Buyer's agents

Coach timing with shared numbers.

3

Upgraders

Sequence the sell and the buy.

⭐

Key Features

What makes this template work as a professional deliverable.

📝

Sample Questions Inside

A preview of real questions — the full version lets you customize every field.

  1. Where do financing rates sit versus your plan? (1-5)
  2. How stable and rising is household income? (1-5)
  3. Local competition: bidding pace and days on market (1-5)
  4. Inventory: what is listing around your targets (1-5)
  5. Your life window: how firm is the next 3-5 years? (1-5)
  6. Exit flexibility if plans change (1-5)
  7. Which single event would flip your decision?
❓

Frequently Asked Questions

Can this predict the market?
No, and it will not pretend — it weighs the signals you can actually observe about your situation against the market you can see, and names the trigger that would change the call.
What if the reading conflicts with my gut?
Good — the report itemises which signals drove it; gut-versus-paper is exactly how a timing decision matures.
Is it one answer for all buyers?
Weights are editable: an investor and a first-time family pull the same six signals differently.
How often do advisors rerun it?
Seasonally or when a signal flips; the dated history shows why today's answer moved.
Does it replace a mortgage adviser?
No — financing lines are theirs; this orders the when around their what.
What does the AI report add to a score?
The deciding-factor sentence: which two signals drove the result and the named event that would flip it.

Time the purchase on evidence

Six signals, one honest read, a named event that would change it.