Six timing signals — rates, income, market heat, stock flow, life window, exit flexibility — weighted into a buy-watch-wait reading with an AI report.
Quick answer
Use it when the real question is now-or-later, not can-I-afford-it: rates, income stability, market heat, supply flow, life window and exit flexibility are weighted into a buy / watch / wait reading with an AI report. It reasons over the inputs you state — it cannot forecast the market, so treat the reading as one factor among many.
Disclaimer: a structured self-reflection, not investment advice or a market forecast; big decisions deserve licensed counsel.
Signal set and weights adapted from buyer-counselling frameworks; re-runnable each season.
Is it the market's turn or yours? This assessment separates the two: six signals — your rate environment, income trajectory, local heat, inventory flow, personal life window and how fast you could exit — each rated 1-5 and weighted into a buy-now / watch / wait reading. The AI report states the two signals driving the call and the single event that would change it, so timing stops being a dinner-table argument.
Sample form and AI report preview (fillable once the app is published).
Everything you need to run this template.
Where financing sits for you.
Stability and growth realistically.
Competition and days-on-market locally.
What is actually coming to market.
Job, family and location durability.
How fast you could sell or rent.
From copy to deliverable in four steps.
Buyers before the first tour.
Honest answers over hopeful ones.
Which way your numbers pull.
Timing reads drift; yours may too.
Pick your role — see how it fits your workflow.
A read that ends the limbo.
Coach timing with shared numbers.
Sequence the sell and the buy.
What makes this template work as a professional deliverable.
A preview of real questions — the full version lets you customize every field.